☀️ Solar Lease vs. Loan Calculator
My Solar Home · mysolarhome.us
📞 Jon: (609) 908-3700
⚠️ Competitor Lease Escalates Every Year
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Payment rises by this % every year for 25 years
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25-Year Total Expenses
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You own nothing at the end
✅ Own It — Solar Loan You Own the System
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$
%
yr
Monthly Payment (calculated)
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25-Year Own It — Total Savings
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⚡ NJ SREC Income — You Keep This If You OWN. Lease Company Keeps It If You Lease.

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NJ SuSI: ~$85/MWh × annual kWh ÷ 1000. Typical 10 kW ≈ $935/yr
yr
NJ SuSI is 15 years, fixed at $85/MWh
⚡ NJ SRECs: In any lease arrangement, the installer keeps all SREC income (~$935/yr for 15 years on a typical 10 kW NJ system). Switch to Solar Loan mode above to see the full financial picture when the customer owns the system and keeps the SRECs.
Monthly Payment Over Time
Year-by-Year Breakdown

Loan uses standard amortization. Estimates only — not a financial guarantee.
NJ SRECs: SuSI ADI program — $85/MWh fixed, 15 years.
Built by My Solar Home · Jon (609) 908-3700